Today we’re going to take a look at some ways to save money and some ways to make your money work for you instead of the other way around.

First, let’s take a look at some of my favorite money-making tips.

A Penny Saved

If you grew up in a thrifty house like mine, you already know that one of the best ways to make your money go further is to find tips and hints to help you spend less on the things you have to use.

For example, you might consider making your own pizzas from scratch instead of eating out every Friday night. Even if you’re going to Little Caesar’s, which offers pizza for five dollars, you can still make high-quality pizza at home and save money.

Don’t believe me?

You may already have some of the ingredients at home. You probably have flour. If you don’t have it, it can be inexpensive to purchase. A bag of white, all-purpose flour is under three dollars in many markets across the United States.

Of course, if you want to level-up your flour game, you’re more than welcome. You could seek out pizza flour, which is also called 00 flour. Unlike other flours, it isn’t measured by protein content. Instead, it is categorized by weight.

There is also bread flour. This has a higher protein content than all-purpose flour.

I personally prefer a blend between pizza flour and bread flour. It makes the crust chewy on the outside and soft on the inside. It’s as close to pizzeria-style pizza as you can get from a home oven.

Once you’ve decided on your flour, the next step is sauce. Sure, you could buy a jar at the store for a few dollars. Marinara sauce is frequently made with sugar when cooked for commercial distribution. If you want to provide a healthier option, as well as a cheaper one, you could make the sauce yourself.

A can of whole peeled tomatoes is about a dollar at many markets. If your market doesn’t sell whole peeled tomatoes, you could easily make do with a can of crushed tomatoes, instead. Check the label to make sure there is no added sugar.

Once you have your can of tomatoes, you’re almost ready. If you have any garlic or onions, chop them up. Then open the can of tomatoes. You’re first going to heat up oil in a large pan.

It can be olive oil, canola oil, or even corn oil. It doesn’t matter much. Coconut oil might make for a strange flavor combination, but I’ve never tried it. If you’re really interested in giving it a shot, good for you. I wish you all the best.

Whatever you choose, add the garlic or the onion and let it cook for a few minutes. Then cut up your tomatoes. I prefer to have big, thick chunks. They’ll break down a little when you cook them. Add them to the pan. ‘

Heat everything up and then lower the heat and let it simmer for about fifteen minutes. You can do it while you prepare the toppings.

Making Your Money Work for You

Making your own pizza isn’t going to be enough. Sure, it will really help out the household finances, but you need to have another strategy at work for you.

It’s important to have a plan for your retirement. One thing you don’t want to play around with is your future. You should look up the 403 b rollover to gold IRA pros and cons before you make any decisions.

Hold on, I didn’t finish telling you how to make the pizza. I’m kind of leaving you out to dry with that one. That’s not right. Let’s go back and take another look at it.

So, you’ve made your homemade sauce. You’ve made your dough. Next, you need to choose a cheese. Of course, you’re more than welcome to make a pizza without cheese. Maybe you’re a vegan.

The last thing I want to do is to push you into doing something you don’t want to do. I believe everyone should be able to make their own decisions. Whether they are a man or a woman, I believe every person should have control over their own lives.

Of course, children need help to make decisions. But they should still be able to make some decisions. It’s not hard to find ways to introduce choices into their daily lives.

Don’t ask them whether they want to go to the dentist or not. You’re sure not to get the answer you want. Instead, give them a choice they can really make. Ask them if they want to wear a blue shirt or a purple shirt when they go to the dentist, instead, and then really let them wear it.

Let me just reiterate, decisions about your retirement plan are very important and shouldn’t be rushed. A flip of a coin or a passing whim shouldn’t guide you. At least, not completely. Let your gut lead you and then conduct a lot of research.

If you aren’t good at research or don’t like it, it’s possible to find a solution that works for you. Perhaps you could find a child who loves to read and ask them to do the research for you. You could even offer to pay them a reasonable sum.

If you don’t know any bookworm children, you could hire a writer off of the internet. Writers have to be good at research. They will charge you more than a child, but they’ll probably be able to break things down in a way that is understandable.

Don’t make any decisions before consulting with an oracle. Click this link to start your research into Individual Retirement Arrangements.

Whatever you decide, I wish you the best of luck. Everyone should be able to live their golden years in peace, including you.